

Bridget and Fanny were efficient, excellent at communication and found us a competitive product that met our requirements. They walked us through each step of the process, making our mortgage application go as smoothly
as possible. Thank you!
Great assistance from Bridget and Gino with mortgage preparation and processing.
Bridget has been an amazing mortgage broker, she is always very accessible, follows through and thinks outside the box!
Bridget & Gino are a winning combination. They provided great service, were highly responsive and most importantly were able to get the job done.
Bridget and Gino at Specialist Mortgage have been fantastic to deal with these past three months. Highly recommended and exceptional communication throughout.
We are expats living in Dubai and have found it hard to find lenders to cater for our situation. That’s until we found Bridget & Fanny from SMATS. Not only are they knowledgeable but their response time is very fast and they always explain everything thoroughly. I would highly recommend them to anyone.
A big thank you to Bridget and Gino. Getting back into the very difficult Australian real estate market would not have been possible without their support.
Bridget Bowman recently helped me lower the interest rate on my variable rate mortgage in Australia. The result was an over $100 reduction per month! As an existing customer with an ongoing relationship with SMATS, all it took was one email to Bridget and she was on the case, about 7 days later she sends me an email with the good news.
Bridget has helped us get our loan sorted both while we were living overseas and now that we are back in Australia. Her team is professional, efficient, knowledgeable and able to get things done when others have said no. I highly recommend their service.
There was no gain for SMATS in doing this, Bridget just wanted to do what is best for their customer, and we are so grateful for their help and support over the years. I would 100% recommend SMATS for their excellent service offering and customer service, always putting their customers first.
Mick, Bridget and the team all stand out for continued excellent customer service.
Bridget has been an amazing mortgage broker, she is always very accessible, follows through and thinks outside the box!
Fantastic service from Bridget at Specialist Mortgage. She guided us through our complex situation and secured a competitive mortgage, enabling us to purchase our first home in Australia while still living in the UK. We highly recommend her services!
Through Bridget Bowman we were able to structure our home loan in order to secure a second property. Bridget was excellent in her service and advice rapidly securing loan approvals.
Bridget was instrumental in securing us our forever home as Expats. Communication was excellent, answers prompt, feedback was incredible.
Bridget & Gino were super helpful during the process of purchasing an investment unit. Their communication & response time were above & beyond. Thank you
Bridget’s knowledge and experience in the refinancing and lending field was second to none. Utilising the best expat packages available she has saved me thousands of dollars per month with the refinancing and lending options she provided.
Thank you to Bridget, Fanny and the SMATS team for helping us secure the loan for our dream home They clearly know what they are doing and are well versed in every stage of the process. We just provided information, they took care of the rest. I definitely recommend SMATS for expats wanting a mortgage in Australia.
Highly recommend Specialist Mortgage if you’re looking at buying a property in Australia as an Australian expat living overseas. Bridget and Fanny were very professional and helpful in facilitating our financing of properties purchased in Brisbane.
Both Bridget and Fanny are incredibly hard workers and generate value for their clients. They achieved the given deadlines and always strive to enhance their service.
I would highly recommend them.
Bridget has been an amazing mortgage broker, she is always very accessible, follows through and thinks outside the box!
Bridget & Fanny are really specialists in their field, and they have a good knowledge of the expat situation. We used their service whilst living in Qatar and UAE and they were able to understand and cater for our unique situation at every step.
Bridget and Gino were fantastic to deal with in my latest investment in Western Australia. They are consistently communicative, professional, and genuinely helpful throughout what can often be a complex and stressful process.
Bridget made sure that I had the best rate and promptly provided me with clear answers for all my questions. She supported me through every single step in a professional and efficient manner.
Bridget made it easy for me to choose a bank and she arranged special finance packages, pre-approval and final loan approval.
We highly recommend Specialist Mortgage, especially Bridget for helping us secure our dream property. Bridget supported us with patience and wisdom, timely responses to questions, and we felt we had the perfect partner to navigate us through the process.
We cannot thank Specialist Mortgage and Bridget enough for all their support in our most recent property purchase. They managed everything for us and we were able to do everything needed from right here in the UAE. We will 100% use their services again!
Once again, Bridget & Gino were fantastic at getting us the best mortgage for our situation. Thank you, highly recommend Specialist Mortgage.
Bridget’s tireless work to finally find a lender for me with competitive terms was exceptional.
Bridget and Gino helped our family secure a competitive loan with minimal stress and clear communication every step of the way. They took the time to understand our needs, explained all our options thoroughly, and made the entire process smooth from start to finish. We couldn’t be happier with the service and would highly recommend them to anyone looking for expert mortgage advice.
The Specialist Mortgage team provided continual professional care and attention as we worked through some of the challenges faced when remotely purchasing and financing property investments in Australia.
In the end, I went with a non-bank lender Specialist Mortgage recommended—and it’s been a great experience so far.
EXCEPTIONAL customer service from the Specialist Mortgage team. My housing loan process in Australia was so smooth.
As I was purchasing a property from overseas, prompt communication and attention to detail were essential, and they exceeded my expectations at every step. No question was ever too much trouble, and they kept me informed throughout the entire process.
Great customer service and always available to clarify and respond.
We decided to return to Australia from Dubai and needed sound tax and financial advice. We approached the Specialist Mortgage team and they came up with realistic solutions to purchase a property back in Australia. It did not take long to get loan approval and we were able to buy in a subdivision.
We would definitely recommend the Specialist Mortgage team to anyone needing a mortgage broker who knows the ins and outs of borrowing.
A professional service from start to finish.
During the Covid-19 pandemic our purchase and settlement process was handled remotely via phone and emails, Helen and Fanny were very responsive to our questions, the process and acquisition of all the paperwork was very clear.
I couldn’t be happier with the advice provided or the outcome achieved. Very good working with foreign clients, brilliant communication throughout. Highly recommend.
Specialist Mortgage provided continual professional care and attention as we worked through some of the challenges faced when remotely purchasing and financing property investments in Australia.
Excellent service from start to finish. The team was attentive, communicative and always helpful with my queries. Highly recommended.
My experience with the Specialist Mortgage team was fantastic; they are extremely knowledgeable. The Specialist Mortgage team pointed out important factors in my settlement, which led me to save a lot of money.
I highly recommend Specialist Mortgage, and I will be using their services again.
Impeccable service end to end. The team managed the process from initial enquiry right through to settlement to the highest quality.
I was extremely pleased with the outcome and look forward to continuing the relationship with Specialist Mortgage.
Working with Specialist Mortgage has been nothing short of a pleasure. They went above and beyond what was expected of a mortgage broker.
I wouldn’t hesitate to use them again for future loan needs and have already recommended them to friends and family.
Thank you for all the behind the scenes work you did to get us where we are today. It was a long process, but we got there in the end.
Highly recommend Specialist Mortgage and their hard working team. They were very professional and supportive, and persevered to prepare preapprovals and finalise finance over what was a very long and complex (French renumeration structure) and ultimately successful house search.
It was an absolute pleasure dealing with Helen and Rina, and I wouldn’t hesitate to recommend them to anyone looking for knowledgeable, reliable, and genuinely supportive mortgage brokers. Thank you both for your exceptional service!
We recently purchased our first investment property with the help of Specialist Mortgage, and the experience was fantastic.
As a working expat living abroad and in a time zone that makes it difficult to deal with Australia, I found the team to be extremely knowledgeable, responsive, and helpful.
Over the past 10 years, Specialist Mortgage has supported me in securing finance for several of my property investments. They’ve made the process seamless, even while I was living overseas in Dubai and London.
Carolyn & Michelle assisted us with a rather complicated mortgage and refinance application, while we were living abroad. We felt fully supported throughout the process, saving us a lot of stress. We strongly recommend them!
From the first Zoom call with Grace Neo, I knew I was in expert hands. Grace, Michelle, and Katherine were fast, diligent, and always clear. A truly professional team.
We appreciate your hard work and complex understanding of our situation. We will definitely recommend you to our friends and family.
We’ve been using Specialist Mortgage for mortgage approvals and renewals for the past 2.5 years and they have dealt with my endless questions very quickly, professionally and tirelessly which is super impressive.
EXCEPTIONAL customer service from Specialist Mortgage.
My housing loan process in Australia was so smooth.
Thank you to the Specialist Mortgage team for arranging finance for my new Australian property. Not an easy task given my China working location and a tightening banking environment for foreign-based workers.
If you are an Australian and need a mortgage broker – someone who knows how to navigate this tricky area, then Specialist Mortgage will take wonderful care of you. They helped me purchase an investment property while abroad, and their level of service and attention to details were second to none.
Fantastic support throughout the purchasing process.
I used the Specialist Mortgage broking team to secure lending in Australia at a time when Australian banks were imposing tight controls on expat lending.
The team were impressively responsive and helpful throughout the whole process and able to secure me a great outcome. I would highly recommend using their services.
I would highly recommend this service to any expats thinking of returning. My advice would be to start the process as early as possible.
A sincere thank you to the Specialist Mortgage team for your dedication, professionalism, and getting me across the line. I honestly thought I’d have to sell my Sydney property before I found you.
Specialist Mortgage/SMATS was recommended to us by other expats and we are very glad we took the advice. Highly recommend to all.
Your expertise and dedication have made a significant difference, and we are incredibly grateful for your support throughout the refinancing process. Thank you once again for your exceptional service. A very happy customer!
The help that we received from Specialist Mortgage services was superb. Their guidance and support was spot on through the entire process. I have no hesitation in recommending them very highly.
Don’t waste your time and look no further than Specialist Mortgage! They made the impossible possible for me as an Aussie expat trying to secure a mortgage back home.
Thank you to the SMATS team for arranging finance for my new Australian property. Not an easy task given my China working location and a tightening banking environment for foreign based workers.
We recently used Specialist Mortgage again to obtain home loan finance and received the same high level of fast, efficient and reliable service as previously experienced. Great service and great communicators. Highly recommended for finance services.
We used Specialist Mortgage for several investment house loans as expats. They were easy to work with, responded promptly and made it a stress-free process.
What we appreciated the most is the response time and continuous support throughout the process of pre-approval all the way up to settlement. They are great professionals that explain everything thoroughly. We really trust them to help build our portfolio. Highly recommended to anyone!
Impeccable service end to end. As a working expat living abroad in a time zone that makes it difficult to deal with in Australia, I found the team to be extremely knowledgeable, responsive, and helpful. They managed the process from initial enquiry right through to settlement to the highest quality.
My experience with Specialist Mortgage was fantastic, they are extremely knowledgeable.
They pointed out important factors in my settlement which lead me to saving a lot of money.
I highly recommend Specialist Mortgage and I will be using their services again.
The application process was straightforward, the guidance was clear, and the support never wavered. It was such a relief after so many false starts.
As an Australian citizen, Australian Non Tax Resident and UAE resident, finding a home loan can be challenging and a daunting task. On two separate occasions we have used the Specialist Mortgage team to secure a loan and have found them to be extremely professional, responsive, knowledgeable and have a true partnership approach.
Thank you for the outstanding job you did in refinancing our home loans. Your team truly understood our home loan requirements and provided us with specialist advice that not only met our current needs but also allowed us to plan for future growth.
We’ll definitely be using Specialist Mortgage again in the future and would highly recommend them to anyone looking for expert advice and a smooth property investment journey.
As an Aussie expat living in London, I struggled with six other brokers before finding Specialist Mortgage. They were the only ones who got it done.
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