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When Is It Not a Good Time to Refinance?

When Is It Not a Good Time to Refinance?

Our top 5 2024 tips for accessing if it’s best to ‘stay put’ with your current home loan. Refinancing a [...]

Borrowers on edge over future rate cuts

Borrowers on edge over future rate cuts

Experts are divided on the likelihood of an RBA interest rate cut in the next few months, but all agree [...]

A new year brings some positive inflation news!

A new year brings some positive inflation news!

In comparison to the warm weather of November there was a considerable cooling of inflation indicating benefits for all of [...]

What is the hottest property market in Australia?

What is the hottest property market in Australia?

With housing affordability at its lowest level in three decades thanks to higher cost-of-living pressures, interest rate raises and healthy [...]

Decoding the Mortgage Landscape:  A Year in Review of Australia’s Home Loan and Property Market

Decoding the Mortgage Landscape: A Year in Review of Australia’s Home Loan and Property Market

As we stand at the crossroads between the past and the future and bid farewell to another eventful year, it’s [...]

The benefits of engaging a Mortgage Broker

The benefits of engaging a Mortgage Broker

In the complex world of real estate, purchasing a home or investment property is a significant financial decision. For most [...]

Breaking Ground: The joy of recognition and empowerment

Breaking Ground: The joy of recognition and empowerment

I pen down this note with great enthusiasm and a deep sense of gratitude for the recent acknowledgment that has [...]

Unlocking Happiness: The Aussie Dream of Homeownership

Unlocking Happiness: The Aussie Dream of Homeownership

In the pursuit of happiness, there’s a special kind that comes from owning your own Aussie home. As a Mortgage [...]

When is the best time to buy Australian property?

When is the best time to buy Australian property?

Published 30 November 2023: anza.org.sg Now is the time to buy Australian property. Here are tips to help you maximise [...]

Unveiling Success at the SFG National Conference and Awards in Port Douglas

Unveiling Success at the SFG National Conference and Awards in Port Douglas

In the dynamic realm of finance, attending industry conferences is not just an option; it’s a strategic move towards growth, [...]

Kiwis, Chinese keen to buy Australian property

Kiwis, Chinese keen to buy Australian property

International buyers are still eyeing off Australia as a great place to invest in property with New Zealanders the most [...]

Celebrating Success at the Australian Mortgage Awards 2023

Celebrating Success at the Australian Mortgage Awards 2023

In the world of mortgage broking, the Australian Mortgage Awards are an unparalleled recognition of excellence and innovation, celebrating individuals [...]

Helen Avis has been shortlisted for the Women in Finance Awards 2023

Helen Avis has been shortlisted for the Women in Finance Awards 2023

The Women in Finance Awards 2023 is an exciting nationwide recognition program showcasing the outstanding women and businesses positively shaping [...]

Perth’s property sector steady despite stock shortage

Perth’s property sector steady despite stock shortage

The Perth property market still holds plenty of appeal for investors although a lack of quality stock is proving a [...]

Women leading the charge across the finance sector

Women leading the charge across the finance sector

Specialist Mortgage, a leading name in the mortgage broking industry, continues to make waves not only for its exceptional financial [...]

Overcoming mortgage stress sometimes requires a helping hand

Overcoming mortgage stress sometimes requires a helping hand

Life can present unexpected challenges and financial difficulties are a common concern. So, what can a mortgage broker do for [...]

RBA Governor Lowe bows out leaving interest rates unchanged

RBA Governor Lowe bows out leaving interest rates unchanged

The Reserve Bank Governor Philip Lowe has used his final monthly meeting to leave interest rates on hold for a [...]

At the midway point, are we climbing or falling from the mortgage cliff?

At the midway point, are we climbing or falling from the mortgage cliff?

With the mortgage cliff around the halfway point of its gradual transition from low fixed to high variable rate loans, [...]

Experts in Excellence

Experts in Excellence

SMATS Group was recently featured in ANZA Singapore 75th anniversary issue magazine. Click here to view the double page spread on page [...]

Property prices continue recovery but headwinds lurk

Property prices continue recovery but headwinds lurk

Australia’s property market has clocked up a fourth straight month of home value increases, with Sydney again leading the way, [...]

Specialist Mortgage takes out coveted finance broker title

Specialist Mortgage takes out coveted finance broker title

Specialist Mortgage, part of the SMATS Group, won the prestigious Finance Broker Business Award WA category in the Mortgage and [...]

Ideal time to refinance, according to coveted award nominees

Ideal time to refinance, according to coveted award nominees

While record numbers of mortgagees are refinancing, it’s still a small proportion of overall lenders at a time when significant [...]

Specialist Mortgage director triumphs in Better Business Awards

Specialist Mortgage director triumphs in Better Business Awards

Helen Avis, Director, Specialist Mortgage, has added another accolade to her impressive list of achievements, this time securing the Western [...]

Borrowers getting creative as they wrestle with rising interest rates

Borrowers getting creative as they wrestle with rising interest rates

Interest rates being pushed up by rampant inflation are forcing mortgagees and prospective buyers to find new ways of servicing [...]

Specialist Mortgage in running for multiple Better Business Awards

Specialist Mortgage in running for multiple Better Business Awards

The finalists for The Adviser Better Business Awards 2023 have been named, with Specialist Mortgage and its finance director in [...]

National champion broker in running for Women in Finance Award

National champion broker in running for Women in Finance Award

In what has been a rewarding and productive 2022 for Helen Avis, the Specialist Mortgage Director has added a finalist [...]

Newly crowned residential broker of the year optimistic despite rate hikes

Newly crowned residential broker of the year optimistic despite rate hikes

Helen Avis, winner of the prestigious MFAA Residential Finance Broker Award, said interest rate concerns were beginning to weigh on [...]

Specialist Mortgage broker named best in the west

Specialist Mortgage broker named best in the west

Specialist Mortgage Director, Helen Avis, has been named winner of the WA Residential Finance Broker Award at the annual Mortgage [...]

RBA lifts rates – so is it time to refinance?

RBA lifts rates – so is it time to refinance?

With the Reserve Bank of Australia set to raise rates throughout 2022 and the banks following without hesitation, is it [...]

Specialist Mortgage and staff among finalists for coveted industry titles

Specialist Mortgage and staff among finalists for coveted industry titles

Specialist Mortgage and its Director, Helen Avis, have both been announced as a finalists in the WA Finance Broker Business [...]

Top of her game – Perth broker lands top 25 mortgage broker of the year

Top of her game – Perth broker lands top 25 mortgage broker of the year

Specialist Mortgage finance director Helen Avis has been recognised in this year’s MPA Top 100 list, as one of the [...]

Top broker settles $25 million in loans in one month

Top broker settles $25 million in loans in one month

Specialist Mortgage director Helen Avis settled more than $25 million in loans in July, as returning expats and those looking [...]

What you need to know when applying for an investment loan

What you need to know when applying for an investment loan

Applying for finance as a first-time investor can be a complicated process that features several subtle differences from obtaining a [...]

Buying property with rates at 0.25%

Buying property with rates at 0.25%

There might be plenty of uncertainty in the air at the moment on the back of the coronavirus, but one [...]

COVID-19 Mortgage Relief

COVID-19 Mortgage Relief

Covid-19 is having an ever-changing impact on many things for all of us, with travel and movement restrictions, self-isolation, business [...]

Off-The-Plan Finance For Expats

Off-The-Plan Finance For Expats

Living overseas as an expat can be a fantastic move financially and can allow you to progress up the property [...]

Is It Time To Tap Your Equity?

Is It Time To Tap Your Equity?

By leveraging the equity in your current property, you can quickly take that one property…and build a portfolio that can [...]

The Power Of Leverage – Using Equity To Build Your Portfolio

The Power Of Leverage – Using Equity To Build Your Portfolio

One of the most powerful things about investing in property is your ability to leverage the equity in your existing [...]

Financing Your Off-the-plan Purchase

Financing Your Off-the-plan Purchase

Buying an off-the-plan property is a great way to enter the property market, but there are a few considerations you [...]

Financing your land and construction project

Financing your land and construction project

Whether you are hoping to create that dream home or looking to make a solid investment, purchasing a block and [...]